Longton Financial Services/Investment Specialist/Retirement Planning/Lancashire/Preston
Financial Advisor Lancashire
Investment Specialist Lancashire
Investment Specialist Preston

Case Study 1
Mr & Mrs Anderson were approaching retirement, with Mr. Anderson due to retire approximately six months following our first meeting. Mrs Anderson was to continue working for the foreseeable future. Their objective was to replace Mr Anderson’s income upon his retirement.

Mr Anderson had a Personal Pension which provided a Tax Free Cash Sum and a pension. The Tax Free Cash Sum was invested to produce monthly income and existing investments were re-arranged to also produce a monthly income. This action combined with Mr Anderson’s State Pension benefits replaced the income he had received from his employment and enabled them to continue to enjoy their current lifestyle. 

Case Study 2
Mrs Rogers was approaching her State Pension Age of 60 but intended to continue working in a reduced capacity, thus reducing her income. Her objective was to keep her overall income at the same level.

Mrs Rogers’ existing investments were re-arranged to provide a monthly income. She had two Personal Pensions with a value of £150,000 and £50,000 of this was used to provide the further monthly income which she required. The remaining £100,000 remained invested in a Personal Pension and would be accessed when Mrs Rogers decided to retire fully. These recommendations will enable Mrs Rogers to continue her current income levels throughout her retirement.

Please note that the names of these clients have been changed to protect their identity.

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